So back to some cancellations of subscriptions. I have decided to cancel or change up the subscription type I have.
1. Credit expert (£14.99p/m) - back in the day when I was building up my profile and racking up debt I found this site really useful in finding deals which were good for me but now it's been two months and the damn thing has not worked every single time I log on it says error and when I call (not cheap line) they say the same thing. I am done and since companies these days do their own credit checks on potential customers I think I can live without this subscription.
2. Audible.com(£12p/m) - I got introduced to audible by brutnull and gabeflowers. I decided to try it out and one long trip to Cambridge I got hooked and before I knew it I signed up. It's only <£12 but still when saving money every little helps so instead of £12 a month I have changed it up to £10 for a year which works out best for me and if it don't I will cancel.
3. Wantable.com ($50p/m)- y'all know I love my Wantable accessories sub box but I can not justify this expense anymore so July accessories are my last.
4. Justfab (£35p/m) - I love this site I have some amazingly good shoes and bags but again I can not justify this expense so it's gat to go.
5. Glossybox (£13.25p/m) - I really loved the last two boxes but I can not justify or even keep two beauty sub boxes. Since 3/4 of the items I got I did not love highly I have included them in my giveaway hoping someone will love them more than me.
By cancelling or changing up my subscription I am saving me £100 more or less and I think I can make better use of this money than these mostly unnecessary items I have been getting. I could use that £100 for my monthly train ticket or an entire month's worth of food shopping plus leftovers.
These are some of the ways I am trying to clear my debt and save up for the future. What are your plans?
**Dont forget to enter my 1yr Blogaversary for my blog AJD **
**Dont forget to enter my 1yr Blogaversary for my blog AJD **
Noodle is a free version of credit expert I'm with them :D. Well done for cancelling some subscriptions! I think I will be doing the same very soon. I have a baking magazine one and it actually is REALLY good I'm just waiting for the jars then I think I'm going to cancel it has been good though. I got some stencial that I'm going to use for making cakes for my beauty bloggers event :D.
ReplyDeleteThanks Rachel I will definitely check out Noodle.
DeleteI would like to see what recipe you used for your African chicken. Well done for tackling your debt.
ReplyDeleteOne day when I remember I will share it and tag you Bintu
DeleteI'm the worse person with money, hence why I got I do honestly need to look at my outgoings and see what I can get rid of. Good luck x
ReplyDeleteJustJulie | Beauty Blog
Thanks Julie
DeleteYeah, I would like to know your recipe for your African chicken too! It is interesting to hear how small changes make a significant difference!
ReplyDeleteI shall certainly share. Every little helps as tesco says
DeleteGood for you!!! I definitely need to do some maintenance with my spending habits...
ReplyDeleteThis is super helpful, actually.
ReplyDeleteGlad to hear it
DeleteRecipe for African chicken please!!!! <3
ReplyDeleteI certainly need to spruce that one up quickly and share x
DeleteThis is something that DEFINITELY needs to be discussed. Thank you!
ReplyDeleteAnytime Seirra
DeleteI want to be debt free, too! I get rid of one big debt this year before Christmas also. But my student loans are here to stay, sigh...
ReplyDeleteI think student loans are a pain, firstly sort out other major debts then come back to student loans.
DeleteGood job, keep on keeping on and you'll be debt free in no time. As long as you keep focusing on it you'll do it.
ReplyDeleteThanks Christen
DeleteI have been putting off trying so many subscription boxes because I need to pay off debt instead - I can't bring myself to cancel any of the ones I have right now though! Great gameplan you have!
ReplyDeleteI had to make a huge decision clear my debt and start enjoying the money I make. Its not easy but its doable my dear Rebekah, you can cancel one at a time x
DeleteWe always seem to pay our debt off once a year. We've been getting better at not running it back up though. Progress!
ReplyDeleteThat indeed is great progress, stick to it x
Deletethat's awesome. I'm so proud of you! :)
ReplyDeleteawww thanks Esther, appreciate that x
DeleteI specifically try to keep away from monthly subscriptions because they just cost so much in the long run.
ReplyDeleteIn the long run they do add up x
DeleteWell done for keeping an eye on things. Those subscriptions can build up cost so quickly.
ReplyDeleteYou know it wasn't until i sat down and calculated did I realise how much am throwing away every month
DeleteIt's so hard to cut out in order to save money but it's worth it in the end! We are hoping to start paying off school debts soon, but right now it's focusing on saving enough to eat and pay bills. heh.
ReplyDeleteIt's really hard but I like the idea of surviving first then set a game plan
DeleteI had to cut some of my subscriptions too. It makes me so sad. But some of them cost more than their worth to me.
ReplyDeleteKatreena
That's what have found Katreena, I will find replacements which I will buy maybe once every few months
DeleteAll of those subscriptions add up to a lot of money in the end!
ReplyDeleteAbsolutely for me it's just a little over £100 which is too much
DeleteGood job! We need to make more progress on working on our debt in my house.
ReplyDeleteThanks Karissa and good luck to you/family x
DeleteCancelling subscription plans is definitely a great way to save some money. They can definitely all add up very quickly!
ReplyDeleteSurprisingly they do
DeleteThat's great your dealing with your debt, It such a hard thing to start on :-)
ReplyDeleteIts hard to start on yes.
DeleteKeep it up! It's hard cutting out things you love but I know you will feel it was worth it when you're debt free!
ReplyDeleteThanks Lissa, I can not wait to be debt free x
DeleteAwesome! I'm working on cutting back my debt as well, I've canceled all of my subscriptions except for one $10 subscription. You can do this! It will take me a little longer to pay off my debt, but hopefully it works.
ReplyDeleteGood on you Raewyn, I know we will both be happy once debt is cleared x
DeleteVery inspiring! Keep up the great work! Blogging has actually inspired me to stay much more organized with finances too!!
ReplyDeleteThank you Amby, I appreciate that. Blogging has taught me a lot more than I realised.
DeleteI feel like we have no extras to cut from but then I bite my tongue every single time we go out to eat when we have tons of food at home :) Great plan!
ReplyDeletehahaha, we its good to eat out now and again and often if you can afford it
DeleteGood luck! I just cancelled my Audible subscription - love it, but I can't seem to use it enough to justify it!
ReplyDeleteHence why I changed my type of sub, though i use it but not enough to justify monthly sub
DeleteGood for you for being so on top of this!
ReplyDeleteThanks Jess x
DeleteCanceling subscriptions always helps so much!
ReplyDeleteI am definitely starting to see that x
DeleteGood job tackling your debt and eliminating things!
ReplyDeletexo, Hima
Hima Hearts
Ta x
DeleteSubscriptions are such a money suck I had to do the same thing!
ReplyDeleteThey really are x
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